Side-by-side · Q2 2026 data
Forest Area Federal Credit Union vs Wexford Community Credit Union
Credit union
Wexford Community Credit Union
Cadillac, Michigan · Under $100 million in assets
Metric by metric
| Measure | Forest Area Federal Credit Union | Wexford Community Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 54 |
| Capital cushion | 78 (stronger) | 36 |
| Loan quality | 36 | 73 (stronger) |
| Earnings | 87 (stronger) | 3 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 54th | 13th |
| Total assets | $318.3M | $88.8M |
| Deposits / shares | $277.8M | $81.2M |
| Capital ratio | 12.76% (stronger) | 8.57% |
| Problem loans | 1.92% | 0.81% (stronger) |
| Net charge-offs | 0.97% | 0.49% (stronger) |
| Return on assets | 1.69% (stronger) | -0.44% |
| Loans ÷ deposits | 71.5% | 52.3% (stronger) |
| Uninsured deposits | 3.5% | 0.0% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Forest Area Federal Credit Union has the higher TellerScore (71 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Forest Area Federal Credit Union leads on 3 and Wexford Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cadillac, MI
- Lake City, MI