Side-by-side · Q2 2026 data
Fort Billings Federal Credit Union vs Hoboken School Employees Federal Credit Union
Credit union
Fort Billings Federal Credit Union
Paulsboro, New Jersey · Under $100 million in assets
Credit union
Hoboken School Employees Federal Credit Union
Hoboken, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Fort Billings Federal Credit Union | Hoboken School Employees Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 94 (stronger) | 55 |
| Earnings | 20 | 31 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 30th | 44th |
| Total assets | $64.2M | $75.6M |
| Deposits / shares | $58.3M | $59.7M |
| Capital ratio | 9.34% | 20.54% (stronger) |
| Problem loans | 0.19% (stronger) | 1.36% |
| Net charge-offs | 0.40% | 0.12% (stronger) |
| Return on assets | 0.01% | 0.28% (stronger) |
| Loans ÷ deposits | 52.8% | 42.3% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 33.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hoboken School Employees Federal Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Fort Billings Federal Credit Union leads on 2 and Hoboken School Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.