Fort Billings Federal Credit Union is a federal credit union headquartered in Paulsboro, New Jersey, in business for about 90 years. At the end of Q2 2026 it reported $64.2M in total assets and $58.3M in member shares and deposits, with 1 office.
Fort Billings Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 77th. Funding & liquidity contributes the most (100/100, 53% loans-to-deposits, 4% uninsured); earnings contributes the least (20/100, 0.01%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (58 → 65), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 50 |
| Q3 2024 | 66 |
| Q4 2024 | 65 |
| Q1 2025 | 56 |
| Q2 2025 | 58 |
| Q3 2025 | 54 |
| Q4 2025 | 52 |
| Q1 2026 | 59 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.48% |
| Q3 2024 | 9.54% |
| Q4 2024 | 9.53% |
| Q1 2025 | 9.33% |
| Q2 2025 | 9.43% |
| Q3 2025 | 9.33% |
| Q4 2025 | 9.37% |
| Q1 2026 | 9.26% |
| Q2 2026 | 9.34% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.69% |
| Q3 2024 | 0.02% |
| Q4 2024 | 0.20% |
| Q1 2025 | 1.09% |
| Q2 2025 | 0.92% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.63% |
| Q1 2026 | 0.84% |
| Q2 2026 | 0.19% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.17% |
| Q3 2024 | -0.14% |
| Q4 2024 | -0.13% |
| Q1 2025 | -0.07% |
| Q2 2025 | -0.04% |
| Q3 2025 | -0.05% |
| Q4 2025 | 0.06% |
| Q1 2026 | -0.06% |
| Q2 2026 | 0.01% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $64.2M | 9.34% | 0.19% | 0.01% | 52.8% |
| Q1 2026 | 59 | $64.6M | 9.26% | 0.84% | -0.06% | 53.8% |
| Q4 2025 | 52 | $64.1M | 9.37% | 1.63% | 0.06% | 55.7% |
| Q3 2025 | 54 | $63.7M | 9.33% | 1.34% | -0.05% | 56.7% |
| Q2 2025 | 58 | $63.2M | 9.43% | 0.92% | -0.04% | 57.1% |
| Q1 2025 | 56 | $63.9M | 9.33% | 1.09% | -0.07% | 55.7% |
| Q4 2024 | 65 | $62.8M | 9.53% | 0.20% | -0.13% | 56.6% |
| Q3 2024 | 66 | $62.9M | 9.54% | 0.02% | -0.14% | 56.2% |
| Q2 2024 | 50 | $63.4M | 9.48% | 1.69% | -0.17% | 54.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Jersey
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| New Jersey Law and Public Safety Credit UnionCredit union Trenton, NJ | 93 out of 100, Very strong | $63.9M | 19.6% | 0.31% | vs |
| Atlantic City Electric Co Emp Federal Credit UnionCredit union Mays Landing, NJ | 70 out of 100, Strong | $62.5M | 14.6% | 1.98% | vs |
| Motion Federal Credit UnionCredit union Linden, NJ | 62 out of 100, Moderate | $60.2M | 10.3% | 0.94% | vs |
| United Poles Federal Credit UnionCredit union Perth Amboy, NJ | 28 out of 100, Low | $72.3M | 7.0% | 2.96% | vs |
| Hoboken School Employees Federal Credit UnionCredit union Hoboken, NJ | 72 out of 100, Strong | $75.6M | 20.5% | 1.36% | vs |
| Central Jersey Police & Fire Federal Credit UnionCredit union Hamilton, NJ | 91 out of 100, Very strong | $52.3M | 14.4% | 0.48% | vs |
Deposit insurance
Is my money safe at Fort Billings Federal Credit Union?
Yes. Fort Billings Federal Credit Union is a federally insured credit union (NCUA charter #1167). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.1% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.34%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Fort Billings Federal Credit Union lists 1 office in 1 city. Most locations:
- Gibbstown, NJ (1)
Identity & history
Profile
- Legal name
- Fort Billings Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 1167
- RSSD ID
- 830579
- Primary regulator
- NCUA
- Established
- 1936
- Headquarters
- 900 Billingsport Rd, P O Box 369, Paulsboro, NJ 08066
- Employees
- 18
Quick answers
Fort Billings Federal Credit Union: common questions
Is Fort Billings Federal Credit Union NCUA insured?
Yes. Fort Billings Federal Credit Union is a federally insured credit union (NCUA charter #1167). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fort Billings Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fort Billings Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Paulsboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |