Side-by-side · Q2 2026 data
Fort Morgan Schools Federal Credit Union vs Rio Blanco Schools Federal Credit Union
Credit union
Fort Morgan Schools Federal Credit Union
Fort Morgan, Colorado · Under $100 million in assets
Credit union
Rio Blanco Schools Federal Credit Union
Rangely, Colorado · Under $100 million in assets
Metric by metric
| Measure | Fort Morgan Schools Federal Credit Union | Rio Blanco Schools Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 95 | 100 (stronger) |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 13 | 38 (stronger) |
| Funding & liquidity | 90 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 65th | 70th |
| Total assets | $5.6M | $9.0M |
| Deposits / shares | $4.8M | $7.4M |
| Capital ratio | 14.47% | 16.86% (stronger) |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.56% |
| Return on assets | -0.17% | 0.45% (stronger) |
| Loans ÷ deposits | 70.1% (stronger) | 72.9% |
| Uninsured deposits | 0.0% (stronger) | 0.9% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rio Blanco Schools Federal Credit Union has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Fort Morgan Schools Federal Credit Union leads on 4 and Rio Blanco Schools Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.