TellerScore

Rio Blanco Schools Federal Credit Union (NCUA charter #13161) is based in Rangely, Colorado. Its Q2 2026 call report shows $9.0M in total assets and $7.4M in member shares and deposits and 3 offices across 2 states.

Based on its Q2 2026 filing, Rio Blanco Schools Federal Credit Union scores 82/100, which we describe as strong. That is higher than 70% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 15th. Its strongest component is capital cushion (100/100; 16.86%), and its lowest is earnings (38/100; 0.45%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.86%
Loan quality85/100
Loans 60+ days delinquent ÷ total loans: 0.46%
Earnings38/100
Return on assets (annualized): 0.45%
Funding & liquidity87/100
Loans ÷ shares: 72.9% · 0.9% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 5 points (87 → 82), mostly because the loan quality component weakened by 15 points.

TellerScore
708089Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202486
Q3 202487
Q4 202486
Q1 202586
Q2 202587
Q3 202589
Q4 202570
Q1 202686
Q2 202682
Net worth ratio
7.00%12.75%18.49%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.98%
Q3 202418.49%
Q4 202418.39%
Q1 202518.01%
Q2 202517.56%
Q3 202516.97%
Q4 202516.55%
Q1 202616.39%
Q2 202616.86%
Delinquent loans (60+ days)
0.01%1.02%2.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.54%
Q3 20240.42%
Q4 20240.40%
Q1 20250.79%
Q2 20250.01%
Q3 20250.11%
Q4 20252.04%
Q1 20260.24%
Q2 20260.46%
Return on assets
0.39%0.77%1.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.01%
Q3 20240.95%
Q4 20240.76%
Q1 20251.16%
Q2 20250.39%
Q3 20250.70%
Q4 20250.58%
Q1 20260.70%
Q2 20260.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$9.0M16.86%0.46%0.45%72.9%
Q1 202686$9.2M16.39%0.24%0.70%70.6%
Q4 202570$9.1M16.55%2.04%0.58%61.7%
Q3 202589$8.7M16.97%0.11%0.70%59.5%
Q2 202587$8.3M17.56%0.01%0.39%60.7%
Q1 202586$8.2M18.01%0.79%1.16%57.2%
Q4 202486$7.9M18.39%0.40%0.76%62.1%
Q3 202487$7.8M18.49%0.42%0.95%65.6%
Q2 202486$7.9M17.98%0.54%1.01%71.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.86%
64th
Problem loans0.46%
60th
Net charge-offs0.56%
25th
Return on assets0.45%
39th
Loans to deposits72.9%
28th
Uninsured deposits0.9%
54th
Loan-loss reserves1.17%
84th
Texas ratio1.6%
58th

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
One Thirteen Credit UnionCredit union Colorado Spring, CO43 out of 100, Below average$8.5M9.4%2.25%vs
Star Tech Federal Credit UnionCredit union Greenwood Villa, CO91 out of 100, Very strong$11.1M22.2%0.38%vs
Valley Educators Credit UnionCredit union Alamosa, CO56 out of 100, Moderate$6.1M22.0%2.42%vs
Moffat County Schools Federal Credit UnionCredit union Craig, CO84 out of 100, Strong$5.7M13.1%0.00%vs
Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO80 out of 100, Strong$5.6M14.5%0.00%vs
Options Credit UnionCredit union Littleton, CO41 out of 100, Below average$5.5M7.0%1.20%vs

Deposit insurance

Is my money safe at Rio Blanco Schools Federal Credit Union?

Yes. Rio Blanco Schools Federal Credit Union is a federally insured credit union (NCUA charter #13161). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.9% of shares and deposits ($68K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Rio Blanco Schools Federal Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Rio Blanco Schools Federal Credit Union
Type
Federal credit union
NCUA charter #
13161
RSSD ID
886482
Primary regulator
NCUA
Established
1959
Headquarters
209 E Main St Ste 104, Rangely, CO 81648
Employees
4

Quick answers

Rio Blanco Schools Federal Credit Union: common questions

Is Rio Blanco Schools Federal Credit Union NCUA insured?

Yes. Rio Blanco Schools Federal Credit Union is a federally insured credit union (NCUA charter #13161). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Rio Blanco Schools Federal Credit Union's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Rio Blanco Schools Federal Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Rangely

InstitutionScoreAssetsCapitalProblem loansCompare
Glacier BankBank Kalispell, MT68 out of 100, Moderate$31.6B10.1%0.42%vs