Side-by-side · Q2 2026 data
Fort Sill Federal Credit Union vs Oklahoma Educators Credit Union
Credit union
Oklahoma Educators Credit Union
Oklahoma City, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | Fort Sill Federal Credit Union | Oklahoma Educators Credit Union |
|---|---|---|
| TellerScore | 70 | 72 (stronger) |
| Capital cushion | 66 (stronger) | 63 |
| Loan quality | 63 | 83 (stronger) |
| Earnings | 52 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 88 | 93 (stronger) |
| Peer percentile | 51st | 57th |
| Total assets | $394.2M | $305.2M |
| Deposits / shares | $352.1M | $240.4M |
| Capital ratio | 11.57% (stronger) | 11.26% |
| Problem loans | 1.12% | 0.51% (stronger) |
| Net charge-offs | 1.86% | 1.07% (stronger) |
| Return on assets | 0.81% (stronger) | 0.66% |
| Loans ÷ deposits | 51.0% (stronger) | 65.2% |
| Uninsured deposits | 6.0% | 5.0% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.2% |
Oklahoma Educators Credit Union has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Fort Sill Federal Credit Union leads on 3 and Oklahoma Educators Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.