Headquartered in Lawton, Oklahoma, Fort Sill Federal Credit Union is a federal credit union with $394.2M in total assets and $352.1M in member shares and deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1956.
Based on its Q2 2026 filing, Fort Sill Federal Credit Union scores 70/100, which we describe as strong. That is higher than 51% of 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 30th. Its strongest component is funding & liquidity (100/100; 51% loans-to-deposits, 6% uninsured), and its lowest is earnings (52/100; 0.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (60 → 70), mostly because the loan quality component improved by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 50 |
| Q3 2024 | 50 |
| Q4 2024 | 53 |
| Q1 2025 | 54 |
| Q2 2025 | 60 |
| Q3 2025 | 61 |
| Q4 2025 | 59 |
| Q1 2026 | 57 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.03% |
| Q3 2024 | 10.93% |
| Q4 2024 | 11.20% |
| Q1 2025 | 10.94% |
| Q2 2025 | 11.14% |
| Q3 2025 | 11.33% |
| Q4 2025 | 11.46% |
| Q1 2026 | 11.14% |
| Q2 2026 | 11.57% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.10% |
| Q3 2024 | 1.97% |
| Q4 2024 | 2.14% |
| Q1 2025 | 2.13% |
| Q2 2025 | 2.04% |
| Q3 2025 | 1.96% |
| Q4 2025 | 2.26% |
| Q1 2026 | 1.69% |
| Q2 2026 | 1.12% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.25% |
| Q3 2024 | -0.35% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.33% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.77% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $394.2M | 11.57% | 1.12% | 0.81% | 51.0% |
| Q1 2026 | 57 | $395.3M | 11.14% | 1.69% | 0.01% | 48.2% |
| Q4 2025 | 59 | $386.2M | 11.46% | 2.26% | 0.77% | 49.8% |
| Q3 2025 | 61 | $384.7M | 11.33% | 1.96% | 0.80% | 50.3% |
| Q2 2025 | 60 | $385.3M | 11.14% | 2.04% | 0.79% | 51.1% |
| Q1 2025 | 54 | $385.7M | 10.94% | 2.13% | 0.33% | 51.9% |
| Q4 2024 | 53 | $371.1M | 11.20% | 2.14% | 0.01% | 55.8% |
| Q3 2024 | 50 | $371.1M | 10.93% | 1.97% | -0.35% | 57.4% |
| Q2 2024 | 50 | $372.3M | 11.03% | 2.10% | -0.25% | 57.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Allegiance Federal Credit UnionCredit union Oklahoma City, OK | 66 out of 100, Moderate | $372.5M | 9.7% | 0.71% | vs |
| Oklahoma Educators Credit UnionCredit union Oklahoma City, OK | 72 out of 100, Strong | $305.2M | 11.3% | 0.51% | vs |
| Energy One Federal Credit UnionCredit union Tulsa, OK | 62 out of 100, Moderate | $300.7M | 11.3% | 1.76% | vs |
| Red Crown Federal Credit UnionCredit union Tulsa, OK | 66 out of 100, Moderate | $256.7M | 10.7% | 0.41% | vs |
| Okunity Federal Credit UnionCredit union Stillwater, OK | 72 out of 100, Strong | $214.7M | 12.3% | 0.48% | vs |
| U. S. Employees O. C. Federal Credit UnionCredit union Oklahoma City, OK | 85 out of 100, Very strong | $213.5M | 16.3% | 0.20% | vs |
Deposit insurance
Is my money safe at Fort Sill Federal Credit Union?
Yes. Fort Sill Federal Credit Union is a federally insured credit union (NCUA charter #10832). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.0% of shares and deposits ($21.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 11.57%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Fort Sill Federal Credit Union lists 4 offices in 2 cities. Most locations:
- Lawton, OK (3)
- Fort Sill, OK (1)
Identity & history
Profile
- Legal name
- Fort Sill Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 10832
- RSSD ID
- 775689
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- PO Box 1527, Lawton, OK 73502
- Employees
- 87
Quick answers
Fort Sill Federal Credit Union: common questions
Is Fort Sill Federal Credit Union NCUA insured?
Yes. Fort Sill Federal Credit Union is a federally insured credit union (NCUA charter #10832). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Fort Sill Federal Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Fort Sill Federal Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lawton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Walters Bank and Trust CompanyBank Walters, OK | 99 out of 100, Very strong | $70.3M | 20.0% | 0.06% | vs |
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| Comanche County Federal Credit UnionCredit union Lawton, OK | 96 out of 100, Very strong | $36.4M | 18.8% | 0.00% | vs |
| Southwest Oklahoma Federal Credit UnionCredit union Lawton, OK | 89 out of 100, Very strong | $116.4M | 19.3% | 0.88% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| Liberty National BankBank Lawton, OK | 84 out of 100, Strong | $1.3B | 10.3% | 0.02% | vs |