Side-by-side · Q2 2026 data
Fort Smith Teachers Federal Credit Union vs Arkansas Best Federal Credit Union
Credit union
Fort Smith Teachers Federal Credit Union
Fort Smith, Arkansas · Under $100 million in assets
Credit union
Arkansas Best Federal Credit Union
Fort Smith, Arkansas · $100 million – $1 billion
Metric by metric
| Measure | Fort Smith Teachers Federal Credit Union | Arkansas Best Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 79 |
| Earnings | 60 (stronger) | 50 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 87th | 86th |
| Total assets | $13.1M | $144.0M |
| Deposits / shares | $10.0M | $120.4M |
| Capital ratio | 23.56% (stronger) | 16.32% |
| Problem loans | 0.31% (stronger) | 0.62% |
| Net charge-offs | 0.00% (stronger) | 0.57% |
| Return on assets | 0.99% (stronger) | 0.75% |
| Loans ÷ deposits | 41.5% (stronger) | 47.1% |
| Uninsured deposits | 0.0% (stronger) | 2.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fort Smith Teachers Federal Credit Union has the higher TellerScore (89 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Fort Smith Teachers Federal Credit Union leads on 7 and Arkansas Best Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.