Side-by-side · Q2 2026 data
Fort Smith Teachers Federal Credit Union vs Two Rivers Federal Credit Union
Credit union
Fort Smith Teachers Federal Credit Union
Fort Smith, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Fort Smith Teachers Federal Credit Union | Two Rivers Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 39 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 60 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 82 |
| Problem-loan coverage | 99 (stronger) | 54 |
| Peer percentile | 87th | 3rd |
| Total assets | $13.1M | $13.8M |
| Deposits / shares | $10.0M | $12.4M |
| Capital ratio | 23.56% (stronger) | 12.11% |
| Problem loans | 0.31% (stronger) | 3.89% |
| Net charge-offs | 0.00% (stronger) | 0.92% |
| Return on assets | 0.99% (stronger) | -2.58% |
| Loans ÷ deposits | 41.5% (stronger) | 78.7% |
| Uninsured deposits | 0.0% (stronger) | 5.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fort Smith Teachers Federal Credit Union has the higher TellerScore (89 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Fort Smith Teachers Federal Credit Union leads on 7 and Two Rivers Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.