Side-by-side · Q2 2026 data
Fortera Federal Credit Union vs Altra Federal Credit Union
Metric by metric
| Measure | Fortera Federal Credit Union | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 77 | 77 |
| Loan quality | 78 | 85 (stronger) |
| Earnings | 79 | 86 (stronger) |
| Funding & liquidity | 70 (stronger) | 50 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 74th | 84th |
| Total assets | $946.7M | $3.1B |
| Deposits / shares | $819.3M | $2.6B |
| Capital ratio | 12.69% (stronger) | 12.68% |
| Problem loans | 0.65% | 0.46% (stronger) |
| Net charge-offs | 0.98% | 0.50% (stronger) |
| Return on assets | 1.47% | 1.66% (stronger) |
| Loans ÷ deposits | 90.0% (stronger) | 109.8% |
| Uninsured deposits | 9.0% (stronger) | 14.2% |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.6% | 9.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Fortera Federal Credit Union leads on 3 and Altra Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.