Side-by-side · Q2 2026 data
Fortifi Bank vs Hiawatha National Bank
Metric by metric
| Measure | Fortifi Bank | Hiawatha National Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 41 |
| Capital cushion | 76 (stronger) | 58 |
| Loan quality | 20 (stronger) | 0 |
| Earnings | 76 (stronger) | 56 |
| Funding & liquidity | 50 | 59 (stronger) |
| Problem-loan coverage | 73 (stronger) | 35 |
| Peer percentile | 16th | 3rd |
| Total assets | $750.4M | $781.3M |
| Deposits / shares | $608.8M | $602.1M |
| Capital ratio | 12.61% (stronger) | 10.76% |
| Problem loans | 2.40% (stronger) | 5.32% |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.40% (stronger) | 0.89% |
| Loans ÷ deposits | 90.4% (stronger) | 94.2% |
| Uninsured deposits | 32.5% | 21.9% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 2.2% |
Fortifi Bank has the higher TellerScore (58 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Fortifi Bank leads on 5 and Hiawatha National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.