Side-by-side · Q2 2026 data
Foundation Bank vs Bank of Lincoln County
Metric by metric
| Measure | Foundation Bank | Bank of Lincoln County |
|---|---|---|
| TellerScore | 75 | 86 (stronger) |
| Capital cushion | 97 (stronger) | 72 |
| Loan quality | 20 | 100 (stronger) |
| Earnings | 95 | 98 (stronger) |
| Funding & liquidity | 92 (stronger) | 63 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 61st | 90th |
| Total assets | $217.9M | $230.1M |
| Deposits / shares | $183.2M | $198.3M |
| Capital ratio | 14.72% (stronger) | 12.23% |
| Problem loans | 2.39% | 0.01% (stronger) |
| Net charge-offs | 0.29% | 0.04% (stronger) |
| Return on assets | 1.89% | 1.94% (stronger) |
| Loans ÷ deposits | 64.3% (stronger) | 86.6% |
| Uninsured deposits | 18.0% (stronger) | 24.6% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Bank of Lincoln County has the higher TellerScore (86 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 3 and Bank of Lincoln County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.