Side-by-side · Q2 2026 data
Foundation Bank vs First Peoples Bank of Tennessee
Metric by metric
| Measure | Foundation Bank | First Peoples Bank of Tennessee |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 97 (stronger) | 64 |
| Loan quality | 20 | 97 (stronger) |
| Earnings | 95 (stronger) | 63 |
| Funding & liquidity | 92 (stronger) | 63 |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 61st | 61st |
| Total assets | $217.9M | $219.5M |
| Deposits / shares | $183.2M | $188.3M |
| Capital ratio | 14.72% (stronger) | 11.41% |
| Problem loans | 2.39% | 0.08% (stronger) |
| Net charge-offs | 0.29% | -1.10% (stronger) |
| Return on assets | 1.89% (stronger) | 1.08% |
| Loans ÷ deposits | 64.3% (stronger) | 83.3% |
| Uninsured deposits | 18.0% (stronger) | 27.0% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 4 and First Peoples Bank of Tennessee on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.