Side-by-side · Q2 2026 data
Foundation Bank vs INSOUTH Bank
Metric by metric
| Measure | Foundation Bank | INSOUTH Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 42 |
| Capital cushion | 97 (stronger) | 35 |
| Loan quality | 20 | 24 (stronger) |
| Earnings | 95 (stronger) | 54 |
| Funding & liquidity | 92 (stronger) | 59 |
| Problem-loan coverage | 82 (stronger) | 57 |
| Peer percentile | 61st | 3rd |
| Total assets | $217.9M | $591.9M |
| Deposits / shares | $183.2M | $502.8M |
| Capital ratio | 14.72% (stronger) | 8.48% |
| Problem loans | 2.39% | 2.29% (stronger) |
| Net charge-offs | 0.29% | 0.15% (stronger) |
| Return on assets | 1.89% (stronger) | 0.84% |
| Loans ÷ deposits | 64.3% (stronger) | 90.3% |
| Uninsured deposits | 18.0% (stronger) | 24.5% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Foundation Bank has the higher TellerScore (75 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 5 and INSOUTH Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.