Side-by-side · Q2 2026 data
Foundation Bank vs Wcg Employees Credit Union
Metric by metric
| Measure | Foundation Bank | Wcg Employees Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 20 | 100 (stronger) |
| Earnings | 95 (stronger) | 59 |
| Funding & liquidity | 92 (stronger) | 84 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 61st | 87th |
| Total assets | $217.9M | $1.0M |
| Deposits / shares | $183.2M | $797K |
| Capital ratio | 14.72% | 21.80% (stronger) |
| Problem loans | 2.39% | 0.00% (stronger) |
| Net charge-offs | 0.29% | 0.00% (stronger) |
| Return on assets | 1.89% (stronger) | 0.97% |
| Loans ÷ deposits | 64.3% (stronger) | 76.4% |
| Uninsured deposits | 18.0% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.1% | — |
Wcg Employees Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Foundation Bank leads on 2 and Wcg Employees Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.