Side-by-side · Q2 2026 data
Foundation Credit Union vs Volt Credit Union
Metric by metric
| Measure | Foundation Credit Union | Volt Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 56 |
| Capital cushion | 93 (stronger) | 34 |
| Loan quality | 89 | 95 (stronger) |
| Earnings | 43 (stronger) | 0 |
| Funding & liquidity | 70 | 84 (stronger) |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 62nd | 16th |
| Total assets | $76.6M | $85.8M |
| Deposits / shares | $64.5M | $78.0M |
| Capital ratio | 14.31% (stronger) | 8.39% |
| Problem loans | 0.33% | 0.14% (stronger) |
| Net charge-offs | 0.27% (stronger) | 0.50% |
| Return on assets | 0.59% (stronger) | -0.91% |
| Loans ÷ deposits | 89.8% | 76.7% (stronger) |
| Uninsured deposits | 7.8% | 1.8% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Foundation Credit Union has the higher TellerScore (79 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Foundation Credit Union leads on 4 and Volt Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.