Side-by-side · Q2 2026 data
Foundation One Bank vs Cedar Rapids State Bank
Metric by metric
| Measure | Foundation One Bank | Cedar Rapids State Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 55 |
| Capital cushion | 48 (stronger) | 46 |
| Loan quality | 86 (stronger) | 42 |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 60 | 68 (stronger) |
| Problem-loan coverage | 95 (stronger) | 72 |
| Peer percentile | 29th | 11th |
| Total assets | $182.2M | $174.9M |
| Deposits / shares | $155.5M | $157.4M |
| Capital ratio | 9.83% (stronger) | 9.56% |
| Problem loans | 0.41% (stronger) | 1.73% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.78% | 1.10% (stronger) |
| Loans ÷ deposits | 83.6% (stronger) | 92.2% |
| Uninsured deposits | 29.8% | 15.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Foundation One Bank has the higher TellerScore (65 vs 55). On the 6 directional measures above (where higher or lower is clearly better), Foundation One Bank leads on 4 and Cedar Rapids State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.