Side-by-side · Q2 2026 data
Founders Federal Credit Union vs Neighbors United Federal Credit Union
Credit union
Neighbors United Federal Credit Union
Greenwood, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Founders Federal Credit Union | Neighbors United Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 86 (stronger) | 76 |
| Loan quality | 77 (stronger) | 58 |
| Earnings | 77 (stronger) | 0 |
| Funding & liquidity | 66 | 94 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 86th | 22nd |
| Total assets | $5.2B | $64.0M |
| Deposits / shares | $4.4B | $56.3M |
| Capital ratio | 13.62% (stronger) | 12.57% |
| Problem loans | 0.68% (stronger) | 1.27% |
| Net charge-offs | 1.07% | 0.43% (stronger) |
| Return on assets | 1.43% (stronger) | -0.57% |
| Loans ÷ deposits | 94.2% | 66.0% (stronger) |
| Uninsured deposits | 11.4% | 1.9% (stronger) |
| Offices | 28 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 26.2% | — |
Founders Federal Credit Union has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Founders Federal Credit Union leads on 4 and Neighbors United Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.