TellerScore

Neighbors United Federal Credit Union (NCUA charter #24851) is based in Greenwood, South Carolina. Its Q2 2026 call report shows $64.0M in total assets and $56.3M in member shares and deposits and 4 offices.

Based on its Q2 2026 filing, Neighbors United Federal Credit Union scores 60/100, which we describe as moderate. That is higher than only 22% of 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 39th. Its strongest component is funding & liquidity (94/100; 66% loans-to-deposits, 2% uninsured), and its lowest is earnings (0/100; -0.57%).

TellerScore · Q2 2026

Scorecard

Capital cushion76/100
Net worth ratio: 12.57%
Loan quality58/100
Loans 60+ days delinquent ÷ total loans: 1.27%
Earnings0/100
Return on assets (annualized): -0.57%
Funding & liquidity94/100
Loans ÷ shares: 66.0% · 1.9% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (73 → 60), mostly because the earnings component weakened by 46 points.

TellerScore
606978Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202478
Q3 202476
Q4 202475
Q1 202577
Q2 202573
Q3 202573
Q4 202572
Q1 202663
Q2 202660
Net worth ratio
7.00%10.00%12.99%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.39%
Q3 202412.57%
Q4 202412.36%
Q1 202512.14%
Q2 202512.53%
Q3 202512.60%
Q4 202512.99%
Q1 202612.26%
Q2 202612.57%
Delinquent loans (60+ days)
0.32%0.80%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.81%
Q3 20240.99%
Q4 20240.85%
Q1 20250.32%
Q2 20250.87%
Q3 20250.69%
Q4 20250.88%
Q1 20260.90%
Q2 20261.27%
Return on assets
-0.97%0.11%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.20%
Q3 20240.97%
Q4 20240.85%
Q1 20250.54%
Q2 20250.65%
Q3 20250.44%
Q4 20250.40%
Q1 2026-0.97%
Q2 2026-0.57%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$64.0M12.57%1.27%-0.57%66.0%
Q1 202663$65.8M12.26%0.90%-0.97%64.0%
Q4 202572$63.3M12.99%0.88%0.40%66.7%
Q3 202573$65.0M12.60%0.69%0.44%66.4%
Q2 202573$65.3M12.53%0.87%0.65%65.3%
Q1 202577$66.4M12.14%0.32%0.54%58.7%
Q4 202475$64.5M12.36%0.85%0.85%59.1%
Q3 202476$62.7M12.57%0.99%0.97%59.3%
Q2 202478$63.0M12.39%0.81%1.20%59.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.57%
36th
Problem loans1.27%
32nd
Net charge-offs0.43%
30th
Return on assets-0.57%
10th
Loans to deposits66.0%
39th
Uninsured deposits1.9%
46th
Loan-loss reserves0.00%
37th
Texas ratio6.5%
22nd

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Palmetto First Federal Credit UnionCredit union Florence, SC77 out of 100, Strong$64.1M21.0%1.89%vs
Tru Federal Credit UnionCredit union Greenwood, SC68 out of 100, Moderate$63.4M11.0%0.42%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
Latitude 32 Federal Credit UnionCredit union Charleston, SC88 out of 100, Very strong$69.5M14.8%0.39%vs
Secured Advantage Federal Credit UnionCredit union Simpsonville, SC65 out of 100, Moderate$55.7M12.2%0.88%vs
Dixies Federal Credit UnionCredit union Darlington, SC77 out of 100, Strong$47.6M22.7%0.80%vs

Deposit insurance

Is my money safe at Neighbors United Federal Credit Union?

Yes. Neighbors United Federal Credit Union is a federally insured credit union (NCUA charter #24851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.57%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Neighbors United Federal Credit Union lists 4 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Neighbors United Federal Credit Union
Type
Federal credit union
NCUA charter #
24851
RSSD ID
525790
Primary regulator
NCUA
Established
1961
Headquarters
PO Box 50777, Greenwood, SC 29649
Employees
27

Quick answers

Neighbors United Federal Credit Union: common questions

Is Neighbors United Federal Credit Union NCUA insured?

Yes. Neighbors United Federal Credit Union is a federally insured credit union (NCUA charter #24851). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Neighbors United Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Neighbors United Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Greenwood

InstitutionScoreAssetsCapitalProblem loansCompare
Allsouth Federal Credit UnionCredit union Columbia, SC93 out of 100, Very strong$1.5B19.6%0.41%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Founders Federal Credit UnionCredit union Lancaster, SC79 out of 100, Strong$5.2B13.6%0.68%vs
The Commercial BankBank Honea Path, SC76 out of 100, Strong$284.2M12.6%0.75%vs
Parda Federal Credit UnionCredit union Auburn Hills, MI75 out of 100, Strong$217.4M13.7%0.75%vs
CountybankBank Greenwood, SC69 out of 100, Moderate$733.0M8.7%0.44%vs