Side-by-side · Q2 2026 data
Four Corners Community Bank vs Four Corners Federal Credit Union
Credit union
Four Corners Federal Credit Union
Kirtland, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Four Corners Community Bank | Four Corners Federal Credit Union |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 62 | 70 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 61st | 52nd |
| Total assets | $662.3M | $14.8M |
| Deposits / shares | $569.1M | $11.7M |
| Capital ratio | 9.62% | 20.89% (stronger) |
| Problem loans | 0.35% | 0.08% (stronger) |
| Net charge-offs | 0.18% | 0.04% (stronger) |
| Return on assets | 2.06% (stronger) | -0.68% |
| Loans ÷ deposits | 77.8% (stronger) | 90.7% |
| Uninsured deposits | 33.0% | 2.3% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Four Corners Community Bank leads on 2 and Four Corners Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.