Side-by-side · Q2 2026 data
Four Corners Community Bank vs High Desert Community Credit Union
Credit union
High Desert Community Credit Union
Aztec, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Four Corners Community Bank | High Desert Community Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 69 |
| Capital cushion | 46 | 80 (stronger) |
| Loan quality | 88 (stronger) | 35 |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 95 (stronger) | 88 |
| Peer percentile | 61st | 38th |
| Total assets | $662.3M | $18.3M |
| Deposits / shares | $569.1M | $15.9M |
| Capital ratio | 9.62% | 12.95% (stronger) |
| Problem loans | 0.35% (stronger) | 1.95% |
| Net charge-offs | 0.18% | 0.12% (stronger) |
| Return on assets | 2.06% (stronger) | 1.01% |
| Loans ÷ deposits | 77.8% | 44.1% (stronger) |
| Uninsured deposits | 33.0% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Four Corners Community Bank has the higher TellerScore (75 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Four Corners Community Bank leads on 3 and High Desert Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Aztec, NM