Side-by-side · Q2 2026 data
Fourth Ward Federal Credit Union vs S T S P Federal Credit Union
Metric by metric
| Measure | Fourth Ward Federal Credit Union | S T S P Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 0 | 79 (stronger) |
| Earnings | 100 (stronger) | 54 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 40 | 94 (stronger) |
| Peer percentile | 38th | 36th |
| Total assets | $930K | $779K |
| Deposits / shares | $789K | $706K |
| Capital ratio | 15.15% (stronger) | 9.42% |
| Problem loans | 10.14% | 0.62% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 3.71% (stronger) | 0.86% |
| Loans ÷ deposits | 63.0% | 54.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fourth Ward Federal Credit Union has the higher TellerScore (69 vs 68). On the 5 directional measures above (where higher or lower is clearly better), Fourth Ward Federal Credit Union leads on 3 and S T S P Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.