S T S P Federal Credit Union (NCUA charter #15089) is based in Lacombe, Louisiana. Its Q2 2026 call report shows $779K in total assets and $706K in member shares and deposits and 1 office.
S T S P Federal Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 36% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 79th. Funding & liquidity contributes the most (100/100, 55% loans-to-deposits, 0% uninsured); capital cushion contributes the least (44/100, 9.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 37 points (31 → 68), mostly because the loan quality component improved by 79 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 42 |
| Q3 2024 | 44 |
| Q4 2024 | 42 |
| Q1 2025 | 32 |
| Q2 2025 | 31 |
| Q3 2025 | 32 |
| Q4 2025 | 32 |
| Q1 2026 | 32 |
| Q2 2026 | 68 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.93% |
| Q3 2024 | 9.16% |
| Q4 2024 | 9.36% |
| Q1 2025 | 8.93% |
| Q2 2025 | 8.38% |
| Q3 2025 | 8.71% |
| Q4 2025 | 9.09% |
| Q1 2026 | 9.00% |
| Q2 2026 | 9.42% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 4.83% |
| Q3 2024 | 4.60% |
| Q4 2024 | 4.31% |
| Q1 2025 | 4.86% |
| Q2 2025 | 5.31% |
| Q3 2025 | 6.02% |
| Q4 2025 | 4.22% |
| Q1 2026 | 5.03% |
| Q2 2026 | 0.62% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.58% |
| Q1 2025 | -1.27% |
| Q2 2025 | -1.34% |
| Q3 2025 | -0.87% |
| Q4 2025 | -0.59% |
| Q1 2026 | -0.76% |
| Q2 2026 | 0.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $779K | 9.42% | 0.62% | 0.86% | 54.7% |
| Q1 2026 | 32 | $791K | 9.00% | 5.03% | -0.76% | 59.5% |
| Q4 2025 | 32 | $800K | 9.09% | 4.22% | -0.59% | 64.1% |
| Q3 2025 | 32 | $827K | 8.71% | 6.02% | -0.87% | 43.3% |
| Q2 2025 | 31 | $856K | 8.38% | 5.31% | -1.34% | 46.3% |
| Q1 2025 | 32 | $857K | 8.93% | 4.86% | -1.27% | 50.5% |
| Q4 2024 | 42 | $847K | 9.36% | 4.31% | 0.58% | 57.8% |
| Q3 2024 | 44 | $878K | 9.16% | 4.60% | 0.91% | 57.4% |
| Q2 2024 | 42 | $874K | 8.93% | 4.83% | 0.85% | 55.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| U B C Southern Council Industria Wo Federal Credit UnionCredit union Minden, LA | 81 out of 100, Strong | $834K | 37.1% | 0.46% | vs |
| Washington Educational Assoc Federal Credit UnionCredit union Franklinton, LA | 63 out of 100, Moderate | $909K | 10.9% | 0.61% | vs |
| Municipal Employees Federal Credit UnionCredit union Bogalusa, LA | 55 out of 100, Moderate | $642K | 42.8% | 8.90% | vs |
| Fourth Ward Federal Credit UnionCredit union Amite, LA | 69 out of 100, Moderate | $930K | 15.2% | 10.14% | vs |
| Immaculate Heart of Mary Credit UnionCredit union Lafayette, LA | 66 out of 100, Moderate | $622K | 31.3% | 32.55% | vs |
| Richland Parish Schools Federal Credit UnionCredit union Rayville, LA | 74 out of 100, Strong | $619K | 29.6% | 6.18% | vs |
Deposit insurance
Is my money safe at S T S P Federal Credit Union?
Yes. S T S P Federal Credit Union is a federally insured credit union (NCUA charter #15089). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.42%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
S T S P Federal Credit Union lists 1 office in 1 city. Most locations:
- Lacombe, LA (1)
Identity & history
Profile
- Legal name
- S T S P Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 15089
- RSSD ID
- 231587
- Primary regulator
- NCUA
- Established
- 1962
- Headquarters
- P.O. Box 592, Lacombe, LA 70445
- Employees
- 2
Quick answers
S T S P Federal Credit Union: common questions
Is S T S P Federal Credit Union NCUA insured?
Yes. S T S P Federal Credit Union is a federally insured credit union (NCUA charter #15089). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is S T S P Federal Credit Union's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does S T S P Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Lacombe
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Crescent BankBank Metairie, LA | 89 out of 100, Very strong | $1.1B | 15.0% | 1.28% | vs |
| FNB Picayune BankBank Picayune, MS | 86 out of 100, Very strong | $282.3M | 15.4% | 1.26% | vs |
| First Southern BankBank Columbia, MS | 83 out of 100, Strong | $317.3M | 10.6% | 0.00% | vs |
| Red River BankBank Alexandria, LA | 82 out of 100, Strong | $3.3B | 12.5% | 0.11% | vs |
| Citizens Savings BankBank Bogalusa, LA | 81 out of 100, Strong | $329.1M | 14.3% | 0.74% | vs |
| Fifth District Savings BankBank New Orleans, LA | 81 out of 100, Strong | $531.8M | 21.4% | 0.09% | vs |