Side-by-side · Q2 2026 data
Fowler State Bank vs Bank of Rantoul
Metric by metric
| Measure | Fowler State Bank | Bank of Rantoul |
|---|---|---|
| TellerScore | 80 | 82 (stronger) |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 68 | 81 (stronger) |
| Funding & liquidity | 48 | 88 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 77th | 82nd |
| Total assets | $190.3M | $285.8M |
| Deposits / shares | $149.3M | $223.3M |
| Capital ratio | 15.51% (stronger) | 10.75% |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 0.65% | -0.02% (stronger) |
| Return on assets | 1.19% | 1.52% (stronger) |
| Loans ÷ deposits | 85.0% | 42.3% (stronger) |
| Uninsured deposits | 39.8% | 25.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Rantoul has the higher TellerScore (82 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 1 and Bank of Rantoul on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.