Side-by-side · Q2 2026 data
Fowler State Bank vs Battery Employees Federal Credit Union
Credit union
Battery Employees Federal Credit Union
Attica, Indiana · Under $100 million in assets
Metric by metric
| Measure | Fowler State Bank | Battery Employees Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 74 |
| Capital cushion | 100 | 100 |
| Loan quality | 80 (stronger) | 12 |
| Earnings | 68 | 92 (stronger) |
| Funding & liquidity | 48 | 92 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 77th | 49th |
| Total assets | $190.3M | $847K |
| Deposits / shares | $149.3M | $597K |
| Capital ratio | 15.51% | 29.26% (stronger) |
| Problem loans | 0.61% (stronger) | 2.64% |
| Net charge-offs | 0.65% | 0.00% (stronger) |
| Return on assets | 1.19% | 1.80% (stronger) |
| Loans ÷ deposits | 85.0% | 68.2% (stronger) |
| Uninsured deposits | 39.8% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fowler State Bank has the higher TellerScore (80 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 2 and Battery Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.