TellerScore

Battery Employees Federal Credit Union (NCUA charter #17588) is based in Attica, Indiana. Its Q2 2026 call report shows $847K in total assets and $597K in member shares and deposits and 1 office.

Battery Employees Federal Credit Union has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than only 49% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 61st. Capital cushion contributes the most (100/100, 29.26%); loan quality contributes the least (12/100, 2.64%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 29.26%
Loan quality12/100
Loans 60+ days delinquent ÷ total loans: 2.64%
Earnings92/100
Return on assets (annualized): 1.80%
Funding & liquidity92/100
Loans ÷ shares: 68.2% · 0.0% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (64 → 74), mostly because the earnings component improved by 32 points.

TellerScore
576674Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202458
Q3 202457
Q4 202459
Q1 202559
Q2 202564
Q3 202566
Q4 202570
Q1 202658
Q2 202674
Net worth ratio
7.00%18.13%29.26%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.88%
Q3 202421.76%
Q4 202422.47%
Q1 202522.54%
Q2 202522.96%
Q3 202523.92%
Q4 202524.94%
Q1 202627.35%
Q2 202629.26%
Delinquent loans (60+ days)
2.64%7.36%12.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20249.58%
Q3 202412.09%
Q4 202411.31%
Q1 20259.81%
Q2 20257.31%
Q3 20254.11%
Q4 20253.48%
Q1 20263.09%
Q2 20262.64%
Return on assets
0.07%0.94%1.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.40%
Q3 20240.40%
Q4 20240.56%
Q1 20250.52%
Q2 20250.99%
Q3 20251.06%
Q4 20251.58%
Q1 20260.07%
Q2 20261.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$847K29.26%2.64%1.80%68.2%
Q1 202658$880K27.35%3.09%0.07%61.7%
Q4 202570$965K24.94%3.48%1.58%56.6%
Q3 202566$974K23.92%4.11%1.06%56.6%
Q2 202564$1.0M22.96%7.31%0.99%55.6%
Q1 202559$1.0M22.54%9.81%0.52%57.5%
Q4 202459$1.0M22.47%11.31%0.56%60.3%
Q3 202457$1.0M21.76%12.09%0.40%59.7%
Q2 202458$1.0M21.88%9.58%0.40%60.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio29.26%
94th
Problem loans2.64%
15th
Net charge-offs0.00%
77th
Return on assets1.80%
91st
Loans to deposits68.2%
36th
Uninsured deposits0.0%
81st
Loan-loss reserves0.63%
79th
Texas ratio4.3%
33rd

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Gary Municipal Employees Federal Credit UnionCredit union Gary, IN54 out of 100, Below average$537K40.6%7.73%vs
Concora Wabash Federal Credit UnionCredit union Wabash, IN82 out of 100, Strong$1.2M21.9%0.00%vs
Gary Police Department Employees Federal Credit UnionCredit union Gary, IN80 out of 100, Strong$1.2M41.4%0.00%vs
Hobart Ind School Employees Federal Credit UnionCredit union Hobart, IN25 out of 100, Low$1.3M-34.8%40.21%vs
H a L E Federal Credit UnionCredit union Indianapolis, IN100 out of 100, Very strong$399K25.1%0.00%vs
Hammond Firefighters Assn. Credit UnionCredit union Hammond, IN76 out of 100, Strong$1.3M28.9%1.41%vs

Deposit insurance

Is my money safe at Battery Employees Federal Credit Union?

Yes. Battery Employees Federal Credit Union is a federally insured credit union (NCUA charter #17588). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 29.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Battery Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • Attica, IN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Battery Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
17588
RSSD ID
573483
Primary regulator
NCUA
Established
1966
Headquarters
375 W Covered Bridge Rd, Attica, IN 47918
Employees
1

Quick answers

Battery Employees Federal Credit Union: common questions

Is Battery Employees Federal Credit Union NCUA insured?

Yes. Battery Employees Federal Credit Union is a federally insured credit union (NCUA charter #17588). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Battery Employees Federal Credit Union's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Battery Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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