Side-by-side · Q2 2026 data
Fowler State Bank vs CentreBank
Metric by metric
| Measure | Fowler State Bank | CentreBank |
|---|---|---|
| TellerScore | 80 | 90 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 80 | 89 (stronger) |
| Earnings | 68 | 94 (stronger) |
| Funding & liquidity | 48 | 63 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 77th | 95th |
| Total assets | $190.3M | $120.0M |
| Deposits / shares | $149.3M | $99.1M |
| Capital ratio | 15.51% | 17.16% (stronger) |
| Problem loans | 0.61% | 0.33% (stronger) |
| Net charge-offs | 0.65% | 0.36% (stronger) |
| Return on assets | 1.19% | 1.86% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 91.1% |
| Uninsured deposits | 39.8% | 20.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CentreBank has the higher TellerScore (90 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 1 and CentreBank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.