Side-by-side · Q2 2026 data
Fowler State Bank vs Community State Bank
Metric by metric
| Measure | Fowler State Bank | Community State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 80 | 85 (stronger) |
| Earnings | 68 (stronger) | 63 |
| Funding & liquidity | 48 (stronger) | 32 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 77th | 20th |
| Total assets | $190.3M | $161.2M |
| Deposits / shares | $149.3M | $135.1M |
| Capital ratio | 15.51% (stronger) | 9.41% |
| Problem loans | 0.61% | 0.44% (stronger) |
| Net charge-offs | 0.65% | -0.03% (stronger) |
| Return on assets | 1.19% (stronger) | 1.08% |
| Loans ÷ deposits | 85.0% (stronger) | 97.3% |
| Uninsured deposits | 39.8% (stronger) | 42.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fowler State Bank has the higher TellerScore (80 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 5 and Community State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.