Side-by-side · Q2 2026 data
Fowler State Bank vs Iroquois Farmers State Bank
Metric by metric
| Measure | Fowler State Bank | Iroquois Farmers State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 80 (stronger) | 35 |
| Earnings | 68 | 84 (stronger) |
| Funding & liquidity | 48 | 77 (stronger) |
| Problem-loan coverage | 95 (stronger) | 71 |
| Peer percentile | 77th | 14th |
| Total assets | $190.3M | $174.5M |
| Deposits / shares | $149.3M | $158.7M |
| Capital ratio | 15.51% (stronger) | 9.10% |
| Problem loans | 0.61% (stronger) | 1.96% |
| Net charge-offs | 0.65% | -0.01% (stronger) |
| Return on assets | 1.19% | 1.61% (stronger) |
| Loans ÷ deposits | 85.0% | 71.8% (stronger) |
| Uninsured deposits | 39.8% | 24.9% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fowler State Bank has the higher TellerScore (80 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Fowler State Bank leads on 3 and Iroquois Farmers State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.