Side-by-side · Q2 2026 data
Fox Federal Credit Union vs El Monte Community Credit Union
Credit union
El Monte Community Credit Union
El Monte, California · Under $100 million in assets
Metric by metric
| Measure | Fox Federal Credit Union | El Monte Community Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 44 | 54 (stronger) |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 0 | 50 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 17th | 54th |
| Total assets | $36.6M | $34.4M |
| Deposits / shares | $33.0M | $30.3M |
| Capital ratio | 9.39% | 10.44% (stronger) |
| Problem loans | 0.35% | 0.06% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.39% |
| Return on assets | -0.55% | 0.74% (stronger) |
| Loans ÷ deposits | 76.8% | 59.6% (stronger) |
| Uninsured deposits | 13.0% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
El Monte Community Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Fox Federal Credit Union leads on 1 and El Monte Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.