Side-by-side · Q2 2026 data
Fox Federal Credit Union vs Utility District Credit Union
Metric by metric
| Measure | Fox Federal Credit Union | Utility District Credit Union |
|---|---|---|
| TellerScore | 57 | 71 (stronger) |
| Capital cushion | 44 (stronger) | 43 |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 0 | 66 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 17th | 42nd |
| Total assets | $36.6M | $34.2M |
| Deposits / shares | $33.0M | $30.8M |
| Capital ratio | 9.39% (stronger) | 9.34% |
| Problem loans | 0.35% (stronger) | 0.57% |
| Net charge-offs | 0.24% | 0.22% (stronger) |
| Return on assets | -0.55% | 1.14% (stronger) |
| Loans ÷ deposits | 76.8% | 27.2% (stronger) |
| Uninsured deposits | 13.0% | 6.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utility District Credit Union has the higher TellerScore (71 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Fox Federal Credit Union leads on 2 and Utility District Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.