Side-by-side · Q2 2026 data
Fox Valley Savings Bank vs Golden Rule Community Credit Union
Metric by metric
| Measure | Fox Valley Savings Bank | Golden Rule Community Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 89 (stronger) | 65 |
| Earnings | 27 | 51 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 75th | 44th |
| Total assets | $387.3M | $42.6M |
| Deposits / shares | $301.3M | $36.9M |
| Capital ratio | 15.44% (stronger) | 12.00% |
| Problem loans | 0.33% (stronger) | 1.05% |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.17% | 0.76% (stronger) |
| Loans ÷ deposits | 85.6% | 32.4% (stronger) |
| Uninsured deposits | 8.3% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | — |
Fox Valley Savings Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Fox Valley Savings Bank leads on 3 and Golden Rule Community Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.