Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Chippewa Valley Bank
Metric by metric
| Measure | Frandsen Bank & Trust | Chippewa Valley Bank |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 50 (stronger) | 37 |
| Loan quality | 76 | 93 (stronger) |
| Earnings | 93 | 100 (stronger) |
| Funding & liquidity | 62 | 65 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 63rd | 57th |
| Total assets | $3.7B | $735.8M |
| Deposits / shares | $3.1B | $559.0M |
| Capital ratio | 10.02% (stronger) | 8.74% |
| Problem loans | 0.71% | 0.22% (stronger) |
| Net charge-offs | 0.11% | 0.00% (stronger) |
| Return on assets | 1.82% | 2.05% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 94.7% |
| Uninsured deposits | 31.8% | 15.4% (stronger) |
| Offices | 39 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 6.3% |
Chippewa Valley Bank has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 2 and Chippewa Valley Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hayward, WI
- Superior, WI