Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Genisys Credit Union
Metric by metric
| Measure | Frandsen Bank & Trust | Genisys Credit Union |
|---|---|---|
| TellerScore | 71 | 81 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 76 (stronger) | 64 |
| Earnings | 93 (stronger) | 88 |
| Funding & liquidity | 62 (stronger) | 61 |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 63rd | 89th |
| Total assets | $3.7B | $6.6B |
| Deposits / shares | $3.1B | $5.5B |
| Capital ratio | 10.02% | 15.47% (stronger) |
| Problem loans | 0.71% (stronger) | 1.09% |
| Net charge-offs | 0.11% (stronger) | 0.59% |
| Return on assets | 1.82% (stronger) | 1.70% |
| Loans ÷ deposits | 79.5% (stronger) | 98.9% |
| Uninsured deposits | 31.8% | 8.4% (stronger) |
| Offices | 39 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 18.7% |
Genisys Credit Union has the higher TellerScore (81 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 4 and Genisys Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.