Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Mid Minnesota Federal Credit Union
Metric by metric
| Measure | Frandsen Bank & Trust | Mid Minnesota Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 50 (stronger) | 43 |
| Loan quality | 76 | 86 (stronger) |
| Earnings | 93 (stronger) | 66 |
| Funding & liquidity | 62 | 68 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 63rd | 41st |
| Total assets | $3.7B | $858.0M |
| Deposits / shares | $3.1B | $766.9M |
| Capital ratio | 10.02% (stronger) | 9.30% |
| Problem loans | 0.71% | 0.43% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.24% |
| Return on assets | 1.82% (stronger) | 1.15% |
| Loans ÷ deposits | 79.5% (stronger) | 92.3% |
| Uninsured deposits | 31.8% | 6.1% (stronger) |
| Offices | 39 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Frandsen Bank & Trust has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 5 and Mid Minnesota Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.