Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Minnco Credit Union
Metric by metric
| Measure | Frandsen Bank & Trust | Minnco Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 70 |
| Capital cushion | 50 (stronger) | 49 |
| Loan quality | 76 | 85 (stronger) |
| Earnings | 93 (stronger) | 56 |
| Funding & liquidity | 62 | 92 (stronger) |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 63rd | 51st |
| Total assets | $3.7B | $604.7M |
| Deposits / shares | $3.1B | $530.6M |
| Capital ratio | 10.02% (stronger) | 9.95% |
| Problem loans | 0.71% | 0.44% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.50% |
| Return on assets | 1.82% (stronger) | 0.91% |
| Loans ÷ deposits | 79.5% | 68.0% (stronger) |
| Uninsured deposits | 31.8% | 8.1% (stronger) |
| Offices | 39 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 23.0% |
Frandsen Bank & Trust has the higher TellerScore (71 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 4 and Minnco Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Vadnais Heights, MN