Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Minnwest Bank
Metric by metric
| Measure | Frandsen Bank & Trust | Minnwest Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 50 | 58 (stronger) |
| Loan quality | 76 | 81 (stronger) |
| Earnings | 93 (stronger) | 66 |
| Funding & liquidity | 62 (stronger) | 57 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 63rd | 49th |
| Total assets | $3.7B | $2.9B |
| Deposits / shares | $3.1B | $2.6B |
| Capital ratio | 10.02% | 10.80% (stronger) |
| Problem loans | 0.71% | 0.56% (stronger) |
| Net charge-offs | 0.11% (stronger) | 0.20% |
| Return on assets | 1.82% (stronger) | 1.14% |
| Loans ÷ deposits | 79.5% (stronger) | 90.3% |
| Uninsured deposits | 31.8% | 26.4% (stronger) |
| Offices | 39 | 33 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 11.9% |
Frandsen Bank & Trust has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 4 and Minnwest Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.