Side-by-side · Q2 2026 data
Frandsen Bank & Trust vs Premier Bank Minnesota
Metric by metric
| Measure | Frandsen Bank & Trust | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 71 | 77 (stronger) |
| Capital cushion | 50 | 50 |
| Loan quality | 76 | 99 (stronger) |
| Earnings | 93 | 97 (stronger) |
| Funding & liquidity | 62 (stronger) | 55 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 63rd | 68th |
| Total assets | $3.7B | $691.5M |
| Deposits / shares | $3.1B | $620.1M |
| Capital ratio | 10.02% | 10.02% (stronger) |
| Problem loans | 0.71% | 0.04% (stronger) |
| Net charge-offs | 0.11% | -0.01% (stronger) |
| Return on assets | 1.82% | 1.93% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 86.9% |
| Uninsured deposits | 31.8% | 31.6% (stronger) |
| Offices | 39 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Frandsen Bank & Trust leads on 1 and Premier Bank Minnesota on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.