Side-by-side · Q2 2026 data
Frankenmuth Credit Union vs Credit Union One
Metric by metric
| Measure | Frankenmuth Credit Union | Credit Union One |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 53 | 66 (stronger) |
| Loan quality | 60 | 86 (stronger) |
| Earnings | 74 (stronger) | 67 |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 36th | 79th |
| Total assets | $1.6B | $1.8B |
| Deposits / shares | $1.4B | $1.6B |
| Capital ratio | 10.31% | 11.63% (stronger) |
| Problem loans | 1.19% | 0.42% (stronger) |
| Net charge-offs | 0.43% | 0.32% (stronger) |
| Return on assets | 1.34% (stronger) | 1.18% |
| Loans ÷ deposits | 82.3% (stronger) | 82.5% |
| Uninsured deposits | 23.6% | 5.9% (stronger) |
| Offices | 17 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.8% | 29.5% |
Credit Union One has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Frankenmuth Credit Union leads on 2 and Credit Union One on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.