Side-by-side · Q2 2026 data
Franklin Bank & Trust Company vs Credit Union for Robertson County
Credit union
Credit Union for Robertson County
Springfield, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Franklin Bank & Trust Company | Credit Union for Robertson County |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 85 (stronger) | 81 |
| Loan quality | 64 | 80 (stronger) |
| Earnings | 83 (stronger) | 67 |
| Funding & liquidity | 53 | 83 (stronger) |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 61st | 65th |
| Total assets | $803.6M | $85.3M |
| Deposits / shares | $650.7M | $73.5M |
| Capital ratio | 13.48% (stronger) | 13.12% |
| Problem loans | 1.08% | 0.59% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.54% |
| Return on assets | 1.57% (stronger) | 1.16% |
| Loans ÷ deposits | 105.0% | 77.4% (stronger) |
| Uninsured deposits | 16.8% | 1.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Credit Union for Robertson County has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Franklin Bank & Trust Company leads on 3 and Credit Union for Robertson County on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.