Side-by-side · Q2 2026 data
Franklin Bank vs Bridgeton Onized Federal Credit Union
Credit union
Bridgeton Onized Federal Credit Union
Cedarville, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Franklin Bank | Bridgeton Onized Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 45 |
| Capital cushion | 53 (stronger) | 27 |
| Loan quality | 95 (stronger) | 60 |
| Earnings | 47 (stronger) | 29 |
| Funding & liquidity | 90 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 72 |
| Peer percentile | 50th | 5th |
| Total assets | $334.1M | $49.7M |
| Deposits / shares | $301.3M | $44.7M |
| Capital ratio | 10.28% (stronger) | 7.73% |
| Problem loans | 0.15% (stronger) | 1.19% |
| Net charge-offs | 0.02% (stronger) | 1.68% |
| Return on assets | 0.68% (stronger) | 0.23% |
| Loans ÷ deposits | 70.7% (stronger) | 101.7% |
| Uninsured deposits | 13.7% | 1.3% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Franklin Bank has the higher TellerScore (72 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Franklin Bank leads on 6 and Bridgeton Onized Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.