Side-by-side · Q2 2026 data
Franklin Bank vs Century Savings Bank
Metric by metric
| Measure | Franklin Bank | Century Savings Bank |
|---|---|---|
| TellerScore | 72 | 81 (stronger) |
| Capital cushion | 53 | 82 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 47 (stronger) | 41 |
| Funding & liquidity | 90 (stronger) | 85 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 50th | 80th |
| Total assets | $334.1M | $634.8M |
| Deposits / shares | $301.3M | $489.7M |
| Capital ratio | 10.28% | 13.20% (stronger) |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 0.68% (stronger) | 0.53% |
| Loans ÷ deposits | 70.7% | 67.7% (stronger) |
| Uninsured deposits | 13.7% (stronger) | 22.3% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.1% |
Century Savings Bank has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Franklin Bank leads on 2 and Century Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.