Side-by-side · Q2 2026 data
Franklin Savings Bank vs First Seacoast Bank
Metric by metric
| Measure | Franklin Savings Bank | First Seacoast Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 58 |
| Capital cushion | 48 (stronger) | 39 |
| Loan quality | 83 | 99 (stronger) |
| Earnings | 64 (stronger) | 16 |
| Funding & liquidity | 58 | 58 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 31st | 16th |
| Total assets | $931.4M | $576.3M |
| Deposits / shares | $776.1M | $472.1M |
| Capital ratio | 9.75% (stronger) | 8.92% |
| Problem loans | 0.50% | 0.03% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.09% (stronger) | -0.09% |
| Loans ÷ deposits | 93.5% | 88.6% (stronger) |
| Uninsured deposits | 22.7% (stronger) | 27.4% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 20.3% |
Franklin Savings Bank has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 4 and First Seacoast Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.