Side-by-side · Q2 2026 data
Franklin Savings Bank vs New Hampshire Postal Credit Union
Credit union
New Hampshire Postal Credit Union
Manchester, New Hampshire · Under $100 million in assets
Metric by metric
| Measure | Franklin Savings Bank | New Hampshire Postal Credit Union |
|---|---|---|
| TellerScore | 66 | 100 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 83 | 99 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 31st | 100th |
| Total assets | $931.4M | $68.5M |
| Deposits / shares | $776.1M | $52.8M |
| Capital ratio | 9.75% | 22.59% (stronger) |
| Problem loans | 0.50% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 1.09% | 1.99% (stronger) |
| Loans ÷ deposits | 93.5% | 26.2% (stronger) |
| Uninsured deposits | 22.7% | 6.9% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
New Hampshire Postal Credit Union has the higher TellerScore (100 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 1 and New Hampshire Postal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.