Side-by-side · Q2 2026 data
Franklin Savings Bank vs Savings Bank of Walpole
Metric by metric
| Measure | Franklin Savings Bank | Savings Bank of Walpole |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 48 (stronger) | 37 |
| Loan quality | 83 | 91 (stronger) |
| Earnings | 64 (stronger) | 54 |
| Funding & liquidity | 58 | 77 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 31st | 31st |
| Total assets | $931.4M | $857.9M |
| Deposits / shares | $776.1M | $784.5M |
| Capital ratio | 9.75% (stronger) | 8.66% |
| Problem loans | 0.50% | 0.26% (stronger) |
| Net charge-offs | 0.00% | -0.06% (stronger) |
| Return on assets | 1.09% (stronger) | 0.85% |
| Loans ÷ deposits | 93.5% | 81.0% (stronger) |
| Uninsured deposits | 22.7% | 17.0% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 2 and Savings Bank of Walpole on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.