TellerScore

Savings Bank of Walpole is a si headquartered in Walpole, New Hampshire, in business for about 151 years. At the end of Q2 2026 it reported $857.9M in total assets and $784.5M in deposits, with 7 offices.

Based on its Q2 2026 filing, Savings Bank of Walpole scores 66/100, which we describe as moderate. That is higher than only 31% of 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 10th. Its strongest component is problem-loan coverage (95/100; 2.3%), and its lowest is capital cushion (37/100; 8.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion37/100
Tier 1 leverage ratio: 8.66%
Loan quality91/100
Noncurrent loans ÷ total loans: 0.26%
Earnings54/100
Return on assets (annualized): 0.85%
Funding & liquidity77/100
Loans ÷ deposits and uninsured-deposit share: 81.0% · 17.0% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 66).

TellerScore
626466Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202462
Q4 202463
Q1 202563
Q2 202565
Q3 202564
Q4 202562
Q1 202663
Q2 202666
Tier 1 leverage ratio
5.00%6.83%8.66%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.22%
Q3 20248.23%
Q4 20248.31%
Q1 20258.45%
Q2 20258.47%
Q3 20258.54%
Q4 20258.51%
Q1 20268.63%
Q2 20268.66%
Noncurrent loans
0.23%0.39%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.33%
Q3 20240.33%
Q4 20240.34%
Q1 20250.31%
Q2 20250.23%
Q3 20250.27%
Q4 20250.55%
Q1 20260.53%
Q2 20260.26%
Return on assets
0.65%0.75%0.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.67%
Q3 20240.70%
Q4 20240.71%
Q1 20250.65%
Q2 20250.72%
Q3 20250.75%
Q4 20250.78%
Q1 20260.79%
Q2 20260.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$857.9M8.66%0.26%0.85%81.0%
Q1 202663$848.9M8.63%0.53%0.79%78.9%
Q4 202562$838.9M8.51%0.55%0.78%78.5%
Q3 202564$819.4M8.54%0.27%0.75%80.4%
Q2 202565$805.9M8.47%0.23%0.72%80.7%
Q1 202563$800.8M8.45%0.31%0.65%79.7%
Q4 202463$777.9M8.31%0.34%0.71%81.6%
Q3 202462$794.6M8.23%0.33%0.70%82.4%
Q2 202462$764.9M8.22%0.33%0.67%86.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.66%
8th
Total risk-based capital14.62%
66th
Problem loans0.26%
60th
Net charge-offs-0.06%
96th
Return on assets0.85%
26th
Net interest margin4.04%
56th
Efficiency ratio72.5%
25th
Loans to deposits81.0%
47th
Uninsured deposits17.0%
75th
Loan-loss reserves0.99%
25th
Texas ratio2.3%
55th

Similar-size banks in New Hampshire

InstitutionScoreAssetsCapitalProblem loansCompare
Franklin Savings BankBank Franklin, NH66 out of 100, Moderate$931.4M9.8%0.50%vs
Primary BankBank Bedford, NH73 out of 100, Strong$769.5M16.3%1.48%vs
Claremont Savings BankBank Claremont, NH68 out of 100, Moderate$619.7M12.4%0.45%vs
Salem Co-operative BankBank Salem, NH67 out of 100, Moderate$580.0M11.9%0.26%vs
First Seacoast BankBank Dover, NH58 out of 100, Moderate$576.3M8.9%0.03%vs
Sugar River BankBank Newport, NH80 out of 100, Strong$424.3M14.1%0.33%vs

Deposit insurance

Is my money safe at Savings Bank of Walpole?

Yes. Savings Bank of Walpole is an FDIC-insured institution (FDIC certificate #18030). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 17.0% of deposits ($133.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.66%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.62% (benchmark: 10%).

Check how much of your own balance is covered

7 locations

Branches

Savings Bank of Walpole lists 7 offices in 4 cities. Most locations:

  • Keene, NH (3)
  • Walpole, NH (2)
  • Rindge, NH (1)
  • Winchester, NH (1)

All branch addresses and map

Identity & history

Profile

Legal name
Savings Bank of Walpole
Type
SI
FDIC certificate #
18030
RSSD ID
598002
Primary regulator
FDIC
Holding company
New Hampshire Mutual Bcorp
Established
July 21, 1875
Headquarters
68 Ames Plaza Ln, Walpole, NH 03608
Employees
122

Quick answers

Savings Bank of Walpole: common questions

Is Savings Bank of Walpole FDIC insured?

Yes. Savings Bank of Walpole is an FDIC-insured institution (FDIC certificate #18030). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Savings Bank of Walpole's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Savings Bank of Walpole ever failed?

There is no failure record for FDIC certificate #18030 in the FDIC failed bank list.

How many branches does Savings Bank of Walpole have?

7 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Walpole

InstitutionScoreAssetsCapitalProblem loansCompare
Sugar River BankBank Newport, NH80 out of 100, Strong$424.3M14.1%0.33%vs
Bar Harbor Bank & TrustBank Bar Harbor, ME73 out of 100, Strong$4.7B10.5%0.32%vs
Eastrise Federal Credit UnionCredit union Williston, VT73 out of 100, Strong$3.2B12.3%0.60%vs
Bank of New HampshireBank Laconia, NH72 out of 100, Strong$2.8B12.1%0.63%vs
Heritage Family Federal Credit UnionCredit union Rutland, VT71 out of 100, Strong$869.8M12.1%0.86%vs
Claremont Savings BankBank Claremont, NH68 out of 100, Moderate$619.7M12.4%0.45%vs