Side-by-side · Q2 2026 data
Franklin Savings Bank vs Sugar River Bank
Metric by metric
| Measure | Franklin Savings Bank | Sugar River Bank |
|---|---|---|
| TellerScore | 66 | 80 (stronger) |
| Capital cushion | 48 | 91 (stronger) |
| Loan quality | 83 | 89 (stronger) |
| Earnings | 64 (stronger) | 46 |
| Funding & liquidity | 58 | 77 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 31st | 77th |
| Total assets | $931.4M | $424.3M |
| Deposits / shares | $776.1M | $364.3M |
| Capital ratio | 9.75% | 14.13% (stronger) |
| Problem loans | 0.50% | 0.33% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.09% (stronger) | 0.64% |
| Loans ÷ deposits | 93.5% | 80.1% (stronger) |
| Uninsured deposits | 22.7% | 18.2% (stronger) |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Sugar River Bank has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 2 and Sugar River Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.