Sugar River Bank is a si headquartered in Newport, New Hampshire, in business for about 131 years. At the end of Q2 2026 it reported $424.3M in total assets and $364.3M in deposits, with 6 offices.
Sugar River Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 3rd. Problem-loan coverage contributes the most (96/100, 1.9%); earnings contributes the least (46/100, 0.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (77 → 80), mostly because the loan quality component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 76 |
| Q4 2024 | 76 |
| Q1 2025 | 78 |
| Q2 2025 | 77 |
| Q3 2025 | 79 |
| Q4 2025 | 80 |
| Q1 2026 | 80 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.01% |
| Q3 2024 | 13.83% |
| Q4 2024 | 13.74% |
| Q1 2025 | 13.95% |
| Q2 2025 | 14.12% |
| Q3 2025 | 14.17% |
| Q4 2025 | 14.08% |
| Q1 2026 | 14.07% |
| Q2 2026 | 14.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.23% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.38% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.50% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.18% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.33% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.47% |
| Q3 2024 | 0.45% |
| Q4 2024 | 0.43% |
| Q1 2025 | 0.54% |
| Q2 2025 | 0.51% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.58% |
| Q1 2026 | 0.63% |
| Q2 2026 | 0.64% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $424.3M | 14.13% | 0.33% | 0.64% | 80.1% |
| Q1 2026 | 80 | $416.5M | 14.07% | 0.35% | 0.63% | 79.4% |
| Q4 2025 | 80 | $416.1M | 14.08% | 0.18% | 0.58% | 81.1% |
| Q3 2025 | 79 | $402.5M | 14.17% | 0.37% | 0.56% | 80.7% |
| Q2 2025 | 77 | $404.6M | 14.12% | 0.50% | 0.51% | 80.4% |
| Q1 2025 | 78 | $400.5M | 13.95% | 0.39% | 0.54% | 80.5% |
| Q4 2024 | 76 | $402.1M | 13.74% | 0.38% | 0.43% | 81.1% |
| Q3 2024 | 76 | $407.5M | 13.83% | 0.46% | 0.45% | 80.5% |
| Q2 2024 | 79 | $393.7M | 14.01% | 0.23% | 0.47% | 82.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Hampshire
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Piscataqua Savings BankBank Portsmouth, NH | 81 out of 100, Strong | $373.4M | 13.7% | 0.00% | vs |
| The Millyard BankBank Nashua, NH | 59 out of 100, Moderate | $333.2M | 9.7% | 0.85% | vs |
| Profile BankBank Rochester, NH | 65 out of 100, Moderate | $316.6M | 9.3% | 0.02% | vs |
| First Seacoast BankBank Dover, NH | 58 out of 100, Moderate | $576.3M | 8.9% | 0.03% | vs |
| Salem Co-operative BankBank Salem, NH | 67 out of 100, Moderate | $580.0M | 11.9% | 0.26% | vs |
| Claremont Savings BankBank Claremont, NH | 68 out of 100, Moderate | $619.7M | 12.4% | 0.45% | vs |
Deposit insurance
Is my money safe at Sugar River Bank?
Yes. Sugar River Bank is an FDIC-insured institution (FDIC certificate #18028). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.2% of deposits ($66.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Sugar River Bank lists 6 offices in 6 cities. Most locations:
- Concord, NH (1)
- Grantham, NH (1)
- New London, NH (1)
- Newport, NH (1)
- Sunapee, NH (1)
- Warner, NH (1)
Identity & history
Profile
- Legal name
- Sugar River Bank
- Former names
- Sugar River Savings Bank
- Type
- SI
- FDIC certificate #
- 18028
- RSSD ID
- 92706
- Primary regulator
- FDIC
- Holding company
- Sugar River Bcorp Mhc
- Established
- January 1, 1895
- Headquarters
- 10 N Main St, Newport, NH 03773
- Website
- www.sugarriver.bank
- Employees
- 74
Quick answers
Sugar River Bank: common questions
Is Sugar River Bank FDIC insured?
Yes. Sugar River Bank is an FDIC-insured institution (FDIC certificate #18028). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sugar River Bank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sugar River Bank ever failed?
There is no failure record for FDIC certificate #18028 in the FDIC failed bank list.
How many branches does Sugar River Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bar Harbor Bank & TrustBank Bar Harbor, ME | 73 out of 100, Strong | $4.7B | 10.5% | 0.32% | vs |
| Bank of New HampshireBank Laconia, NH | 72 out of 100, Strong | $2.8B | 12.1% | 0.63% | vs |
| Claremont Savings BankBank Claremont, NH | 68 out of 100, Moderate | $619.7M | 12.4% | 0.45% | vs |
| 802 Credit UnionCredit union Barre, VT | 67 out of 100, Moderate | $507.7M | 12.5% | 1.50% | vs |
| Savings Bank of WalpoleBank Walpole, NH | 66 out of 100, Moderate | $857.9M | 8.7% | 0.26% | vs |
| Lighthouse Federal Credit UnionCredit union Dover, NH | 65 out of 100, Moderate | $2.2B | 10.2% | 0.38% | vs |