Side-by-side · Q2 2026 data
Franklin Savings Bank vs Brewer Federal Credit Union
Metric by metric
| Measure | Franklin Savings Bank | Brewer Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 55 | 97 (stronger) |
| Earnings | 59 (stronger) | 45 |
| Funding & liquidity | 50 | 90 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 50th | 60th |
| Total assets | $786.9M | $117.8M |
| Deposits / shares | $601.1M | $105.3M |
| Capital ratio | 18.79% (stronger) | 10.34% |
| Problem loans | 1.36% | 0.08% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.13% |
| Return on assets | 0.99% (stronger) | 0.63% |
| Loans ÷ deposits | 111.5% | 70.5% (stronger) |
| Uninsured deposits | 7.6% (stronger) | 8.0% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brewer Federal Credit Union has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Franklin Savings Bank leads on 4 and Brewer Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.