Side-by-side · Q2 2026 data
Franklin Trust Federal Credit Union vs Albright Credit Union
Credit union
Franklin Trust Federal Credit Union
Hartford, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Franklin Trust Federal Credit Union | Albright Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 63 |
| Capital cushion | 48 | 69 (stronger) |
| Loan quality | 71 (stronger) | 28 |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 91 (stronger) | 80 |
| Peer percentile | 34th | 26th |
| Total assets | $70.0M | $73.9M |
| Deposits / shares | $63.4M | $64.9M |
| Capital ratio | 9.84% | 11.88% (stronger) |
| Problem loans | 0.88% (stronger) | 2.15% |
| Net charge-offs | 1.71% | 0.03% (stronger) |
| Return on assets | 0.88% | 1.08% (stronger) |
| Loans ÷ deposits | 52.9% (stronger) | 62.0% |
| Uninsured deposits | 3.1% (stronger) | 4.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.4% | — |
Franklin Trust Federal Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Franklin Trust Federal Credit Union leads on 4 and Albright Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.